Insights

The Bank of Canada delivered an expected 25 basis point rate cut today, lowering the overnight rate to 2.25%—the bottom of the neutral range that would not add to or subtract from inflation pressures over time. Beyond the rate cut itself, two themes stood...

A new playbook for balancing bigger government with fiscal health We believe the context and composition of government spending matter as much as the quantum. Cyclically, our outlook has Canada avoiding a recession from the current set of tariffs, but...

An ounce of prevention – As 2025 draws to a close, a quick review of your finances can help save you from tax filing regret down the road After the slower and easier days of the summer, the fall months and early days of winter that lead into year-end...

In this Counsel Views double feature, RBC PH&N Investment Counsel's Chief Investment Strategist Tasneem Azim-Khan covers two important and timely analyses: the first on the upcoming CUSMA 2.0 negotiations, and the second on the U.S. Federal Reserve. Federal...

In this Counsel Views double feature, RBC PH&N Investment Counsel's Chief Investment Strategist Tasneem Azim-Khan covers two important and timely analyses: the first on the upcoming CUSMA 2.0 negotiations, and the second on the U.S. Federal Reserve. High-stakes...

Understanding our natural instincts and mental “blind spots” can help us avoid emotionally driven decisions that can damage our long-term success as investors, while helping us enjoy a smoother road to financial success. Imagine this: You wake up one...

Our base case is for modest economic growth and inflation calm enough to allow for a resumption of interest-rate cuts. U.S. public policy remains the dominant macroeconomic theme, with tariffs and tax cuts both attracting close attention. The global economy...

Canada U.S. tariffs on key Canadian exports, including energy products, aluminum and steel, have begun to bite into the country’s economic growth, with both the latest GDP and employment numbers seeing material and negative downturns. The uncertainty...

Canada's population growth continues to slow since tighter federal targets on permanent and non-permanent residents with Q2 marking the weakest quarterly growth since the pandemic. As of July 2025, the population reached 41.7 million, reflecting a year-over-year...